![]() It’s also heavier and generally less durable.īut that’s okay because the Kelty Wireless tent focuses on family friendly outdoor camping – and it does this excellently. And let’s get this out of the way immediately – the Kelty Wireless tent isn’t the best in bad weather, especially when compared to the Dirt Motel. The Kelty Wireless tent comes in 2, 4 and 6 person sizes.
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![]() ![]() ![]() Artyom crawls to the self-destruct control panel with Korbut taunting him, Korbut however fails to recognize the control panel. Miller will turn to Artyom, ordering him to destroy the facility. Korbut will appear gloating over his victory and will find Miller, with his legs blown off, lying on the ground. When Artyom regains consciousness, he will be surrounded by Reds. Rumbling can be heard in the distance and another armored train will thunder through the platform, knocking the player out. Miller gives the order to prepare D6's self-destruct system since it's clear that the handful of surviving Spartans can't repel the next attack. The Rangers will initially rejoice, believing they have won the battle but it is quickly made clear that more Reds are coming. Target the flamethrower trooper first because he will do the most damage to you and rest of the rangers. After the flamethrower wielding soldier has been killed, he will blow up and kill any remaining Reds. The Gatling will tear through the shields faster than any other weapons. It is recommended that the first line of infantry should be taken out by one of the players regular weapons and to save the Gatling until a line of soldiers carrying riot shields to protect a soldier wielding a flamethrower will appear. A new wave of Reds will then assault the last line. The player must now get behind the final line of cover where a Gatling, the only one in the main game, will be found sitting next to the wall. It is not required, but a fully-customized Preved sniper rifle will be lying on the floor next to an ammo crate, it is very useful to destroy the train. Remember to aim for the red part of the train, the friendly Ranger will also remind you where to shoot, kill the armored train as soon as possible before it obliterates you.Īfter the train has been blown up, the Reds will retreat once again. ![]() You cannot disable the train until the red object show up. The player must then shoot the two wheels (also glowing red) to make the train tip to the side and expose the ammo in the turret, shoot the ammo and the train will blow up. This will be very confusing and unclear but you basically have to shoot the large red glowing object that holds the two wheels together, immobilizing the train. Miller orders Artyom to deal with the tank while they provide suppressive fire. Once safe behind cover, the player must continue killing the Reds until they fall back.Īt this point a huge armored railcar will break through the gate on the other platform. Artyom can still use his weapons in this state to cover Uhlman. After a while, Artyom will get hit and Uhlman will drag him backwards to cover. The Reds will swarm through the gap and have to be killed by Artyom, alongside his comrades. ![]() When the Reds do arrive, they crash a train full of explosive barrels through the gate, which blows the entire gate open. When Miller has said something about the demo squad, Reds will be present soon. Take your time choosing your loadout, the battle will not begin until you are ready. If you have Preved, replace it for something else, a fully-upgraded one will be waiting for you later. Due to the large number of heavily armed enemies in this level, its suggest to increase your personal firepower to the maximum Assault rifle and Saiga-12 with drum-magazine are recommended, don't worry about ammo, there is plenty in this level. You have several choices: AK-74M, Kalash 2012, Shambler, Valve, and Saiga-12. If you want to change gun, do it now, as the vendor will be unavailable after the battle begins. You can either join the rest of the Rangers, or go to the weapon vendor to customize your loadout for free. After that, Miller will be delivering his speeches. After arriving at the location Miller holds a speech motivating everyone and taking their last stand they eagerly await the Reds.Īs soon you start the level, a few cutscenes will play. While the train is driving away, Artyom looks to Anna a last time knowing he might not see her again. After gearing up Artyom, Khan, Uhlman and Miller take the Metro to fight the threat of the Red Line. ![]() ![]() HOA address: 4 Winners Circle, Suite 201, Albany NY, 12205. Free online & mobile banking, checking, savings, investing and more. Both are Licensed Mortgage Bankers – NYS Dept. Sandy Spring Bank has the personal Banking products & services to meet your needs. Mortgage products in New York State only and offered by our Mortgage Teams, Homeowners Advantage (HOA) and SEFCU Mortgage Services (SMS), which are subsidiaries of Broadview FCU. If an escrow account is required or requested, that payment does not include insurance and taxes and the payment may be greater. Its fast, secure, and free for all members who use our Online Banking Service. Access your New Horizon FCU accounts anytime anywhere with our Mobile Banking Apps. It’s easier than ever to manage your money with our E-Banking Services Mobile Banking. Rates are based on a purchase or no cash out refinance, cash out options may affect your rate. E-Banking New Horizon Federal Credit Union. We strive to be a financial partner rather than just a place to manage your money. For more information on keeping your account safe give us a call at 800.852.5316 or click here to learn more. Quoted rates may include the requirement of Broadview membership at the time of loan disbursal and selection of our Automatic Payment Plan. At Horizon Credit Union, our goal is to help enhance your life. Protect yourself from spam callers claiming to be Horizon Credit Union and asking for your personal information. Rates are accurate as of and are subject to change without notice. ![]() Representative payment for a 30 year fixed mortgage at 6.625% with a 6.785% APR is $6.51 per $1,000 borrowed. All rates quoted are the lowest available rates, actual interest rate will be based on overall credit worthiness. Horizon Credit Union charges no fee, but messaging and data rates from your mobile provider may apply.APR = Annual Percentage Rate. Please contact the Credit Union directly for current fees at (251) 316-3240 and for requesting check copies. Horizon manages 56.14 Million in assets and serves over 6,000 members. ![]() In addition, your password and account information are never stored on the mobile device. For check copy requests, there is a nominal fee per check. Horizon Credit Union Macon MO has been serving members since 1954, with 2 branches. ![]() Click here to see now Horizon Credit Union Branch Location at 601 S Pioneer Way, Moses Lake, WA 98837 - Hours of Operation, Phone Number, Services, Address, Directions and Reviews. All communication between your mobile device and the mobile banking server is encrypted. Learn More.23 and subject to change at any time., MainSource Bank, Horizon Bank, N.m. The only debit + credit card that matches your political donations. When logging in you are required to authenticate yourself on each individual mobile device using the same information from Home Banking. Horizon’s Mobile Banking App is both convenient and safe to use. ![]() No separate or different registration is required. Located near the center of town, our Butte branch is centrally. Use the same user ID, password, and security questions that you use for Horizon’s Home Banking. Standard Overdraft Privilege covers checks, ACH, recurring debit card transactions, online bill pay Items, online banking transfers, telephone banking and. Protect yourself from spam callers claiming to be Horizon Credit Union and asking for your personal information. Logging in to the Mobile Banking App is easy. With the Mobile Banking App you’ll be able to: Access your account information anywhere, anytime with Horizon’s free Mobile Banking App for the iPhone, iPod Touch, and iPad. ![]() ![]() You'll find the ridge continues beyond it, and in fact proceeds all the way to the next mountain over. The view east to Tenaya Lake from the top is partially obstructed by a tree that has elected to grow horizontally across the ridge, but if you clamber over the tree, Is more likely to be painful than fatal, acrophobes and people known to be in charge of small children should approach with caution. The dome narrows to a ridge at the top, and though going over the side here You can reach the top in 10 minutes or so, and from there you can see - well, the same stuff you see at Olmsted Point,įor the most part, but from a more regal perspective that makes you feel like you've earned your views, while the uninitiated rabble down in the parking lot remain mere tourists. Pass, take the Tioga Road west 18 miles (29 km) to the lot.īonus Hike: If you're not needed back at your cot right away, try hiking up the dome across the road from Olmsted Point,Īs Bret suggests in the hike reviews. To the Crane Flat turnoff onto Tioga Road, then take Tioga Road 30 miles (48 km) east to the Olmsted Point parking lot. Getting There: From Yosemite Valley, take highway 120 ten miles (16.8 km) Nearest Snacks: At the Tuolumne Meadows Grill & Convenience Store, 10 miles (16 km) east Nearest Restrooms: At Tenaya Lake, 1.5 miles (2.4 km) east Google Street View panorama of the parking area. Parking: Large lot at the trailhead that rarely fills up if it does, there are a few spots along the shoulder where you can park. Measure it in car lengths can't be too tough. Satellite view: any hike short enough that you can And the Olmsted Point parking lot itself isĪn interesting stop, with its surrounding slopes dotted with glacial erratics.ĭifficulty: Easy 1 out of 10. Tenaya Lake and the granite domes that envelop it. Looking west, you'll see a closeup view of Scenery Factor: High for the amount of hiking involved. ![]() May actually have more interesting views, with lots of striking glacial erratic boulders lounging on the hillsides there. Fill out this questionnaire to find the best time for you.Ĭrowd Factor: You'll find at least as many people in the parking lot as at the end of the trail the parking lot Why visit Olmsted Point? Because this is where Clouds Rest, which normally plays Felix Leiter to Half Dome's James Bond, gets its closeup.īest Time to Visit: It's complicated. Elevation at trailhead: 8,300 feet (2,500 meters) ![]() ![]() ![]() This creates a delicious crust, so I don’t recommend skipping this step. This helps them cook evenly, and helps keep them nice and juicy. ![]() Bring chops to room temperature before cooking.After that, they will start to get mushy. Marinate for as long as you have time for, but no more than 24 hours.This will ensure that they cook at the same rate, so you don’t have ones that are overcooked or undercooked. Choose pork chops of a similar size and thickness.Or just use the chart above as a guide.Ĭooking pork chops isn’t hard, but use these tips for the best baked pork chops in oven! A regular instant read thermometer will work, though, as long as it gives instant readings. I recommend a probe thermometer like this, so you don’t have to monitor (it will beep when it reaches the right temperature!). (It doesn’t matter if they are pink inside or not - this is not a good indicator for pork.) However, because the temperature rises as they rest, it’s best to remove them at 140 degrees F. ![]() Oven baked pork chops are done when the internal temperature at the thickest part reaches 145 degrees F. On average, for the same thickness, baked bone-in pork chops will take 1-3 minutes longer than boneless.įor best results, use a meat thermometer to test for doneness. Pork chop bake time varies depending on their thickness and whether they are bone-in or boneless, so use the following time chart. The best way to make juicy baked pork chops is to sear them for about 2-3 minutes per side, then bake for 3-10 minutes.
![]() ![]() That’s why any such mode application should not be used. This means that the team can see all your messages, calls, chats and all your privacy is not maintained here. FM WhatsApp is not available on play store because it works against the policy of play store so it is not safe to use.Ĭhat is not encrypted in FM WhatsApp, that is, the person you chat with can also be seen by a third person, in such a situation, your privacy ends here, that is why FM WhatsApp should not be used.įM WhatsApp is not managed by any company, it is managed only by a team of few people. Is it safe to use FM WhatsApp?įM WhatsApp is a Mod App which has been created by modifying WhatsApp. In this way you guys can do FM WhatsApp V9.82 Update if you face any problem while installing FM WhatsApp then comment below here. If you follow all the steps mentioned above closely, then you will be able to install the latest version of FM WhatsApp on your phone. Step 5:- When you click on install, your FM WhatsApp will be installed within a few seconds and when it is installed, FM WhatsApp V9.82 will be updated. Step 4:- When you click on FM WhatsApp, two options will appear in front of you, Cancel and Install, then you have to click on the option of Install. If you had downloaded FM WhatsApp, here you will see the one on which you have to click. Step 3:- Till now all the files you have downloaded from Google Chrome will appear here. Step 2:- When you click on 3dot, many options will appear in front of you, in which you have to click on the download option. ![]() Here at the top right side 3dot will appear on which you have to click. Step 1:- First of all you have to open Google Chrome. ![]() When you download FM WhatsApp V9.82 Update, then after that you have to install this and when you install it, then FM WhatsApp Update will be done at the same time, so let’s know how to install FM V9.82 V9.82 Update? For second link, in your phone have telegram. There are 2 links, if first link does not working then try second link. If you still have any problem while updating it then you can comment below. If you follow all the steps mentioned above closely, then you will be able to update FM WhatsApp V9.82. Step 5:- After you download the latest version of FM WhatsApp, after that you have to install it and as soon as you install it, your FM WhatsApp V9.82 will be updated. Step 4:- When you click on it, MediaFire’s page will open where you will be able to download the latest version of FM WhatsApp. Step 3:- After this you will see a button in that website on which it will be written FM WhatsApp V9.82 Update, so you have to click on it. Step 2:- When you search it, many websites will come in front of you, then you have to open one of them. Step 1:- First of all you have to open Google Chrome and search FM WhatsApp V9.82 Update. Let me tell you the easiest way, by following which you will be able to update your FM WhatsApp. So let’s know how to update FM whatsapp V9.82? You have to manually update FM WhatsApp, only then you will be able to update your FM WhatsApp. How to Install FM WhatsApp V9.82 Update?įM WhatsApp is a Mod Apk which is not available on play store so you guys will not be able to update from play store. ![]() ![]() ![]() We might not consider lost studying time or $7 spent on a smoothie costly decisions, but what about bigger choices-like the decision to stretch and buy a more expensive home versus a starter home, or to spend $1,500 more on an upgraded trim package for your next car?Ĭaceres-Santamaria describes how opportunity costs are neglected even more when making higher priced purchases. The opportunity cost is an hour spent elsewhere each day. It takes 70 minutes on the train, while driving takes 40 minutes. A commuter takes the train to work instead of driving.A farmer chooses to plant wheat the opportunity cost is planting a different crop, or an alternate use of the resources (land and farm equipment).The opportunity cost is time spent studying and that money to spend on something else. A student spends three hours and $20 at the movies the night before an exam.What are some other examples of opportunity cost? “It's about thinking beyond the present and assessing alternative uses for the money-that is, not being shortsighted,” she writes. That’s why Caceres-Santamaria challenges us to consider not only explicit alternatives-the choices and costs present at the time of decision-making-but also implicit alternatives, which are “unseen” opportunity costs. Our inclination is to focus on immediate financial trade-offs, but trade-offs can involve other areas of personal or professional well-being as well-in the short and long run. What am I giving up in the future to have this now?.Instead, she suggests wearing “a unique pair of ‘economist glasses’” to see the decision differently, asking: She notes that many people would view the choice as a single one based on whether you want the drink. She uses the example of deciding to buy a $7 smoothie at the mall. This concept is what drives choices-and, by extension, costs and trade-offs, Caceres-Santamaria says. ![]() Our unlimited wants are confronted by a limited supply of goods, services, time, money and opportunities. We can’t have everything we want in life. Louis Fed, in a recent Page One Economics: Money and Missed Opportunities. “Opportunity cost is the value of the next-best alternative when a decision is made it's what is given up,” explains Andrea Caceres-Santamaria, senior economic education specialist at the St. How is opportunity cost defined in everyday life? Which stirs up the idea of opportunity cost. What do economists think about strawberry smoothies? That depends on how good the kiwi flavor is instead-plus a range of other choices. ![]() ![]() ![]() (r29c) Modding: Fixed cross species penis issue in animations.(r29c) Modding: Fixed issue with modded built in characters unable to use reserved for crew/follower patterns.Modding: Added support for overriding built in characters to be playable or showroomable.(r29c) Modding: Added support for running acts without act locators (will automatically place act locator in the spot of the NPC) which makes testing faster, but generally you’ll want to manually place an act locator for more accuracy or better placement.Fixed stair collisions near abandoned mines on Skiia. ![]() Fixed collision on abandoned house ruins on Skiia.Fixed missing collisions in sea borne junk on Kizan Ashens.Fixed flying box over open seas of Skiia (hooow?).Fixed floating baskets on Kizan fruit farms.Fixed floating warning sign text on Kizan swamp.Fixed unlootable chest in Kizan Ashens area.Fixed Sliver of the Sun appearing in trading/loot lists (extras that still appear can be sold now).Fixed map labels sticking on if they were active when the map was closed.Fixed some navigation mesh issues on Skiia (namely in the Kirhaal market).Fixed island progress texts being out of date and unnecessary at the moment.Fixed pant light legless showing item colors wrong.(r29b) Fixed Occlusion map issues with Ful Spirit, and some ship objects.(r29b) Fixed Kirhaal city lamp LODs not working.(r29c) Fixed weather effects occurring inside buildings.(r29c) Fixed animation speed slider not resetting after act is changed in Showroom or on islands.(r29c) Fixed modded character names displayed with weird spacing in Showroom/Menu.(r29c) Fixed Ful Spirit introduction conversation looping.(r29c) Fixed incorrectly placed “Footwarmer” in Showroom categories.Improved shadow performance slightly by culling out distance shadow casters faster.It also should update faster now, instead of popping to place after a second or so. Improved Player location arrow Instead of just pointing where the player is, the arrow now points to where the player is facing at the location.Added a label to faelain dart boxes in the world.(r29b) Added pressing E to close open containers.(r29c) Added a secret in the world after meeting with the Ful Spirit for the first time.(r29c) Added a different button icon to indicate the currently selected act in Showroom.(r29c) Added time of day slider to Showroom.(r29c) Added footstep volume slider to options menu. ![]() (r29c) Added a “rumor marker” for Dewseed Tribe after talking to Kort.(r29c) Added new rumor for Kess pointing towards the Gut Island for Ful Spirit.The first pass only tracks the first few steps in the game however, and will be updated to cover all the other things later on! Press L or J to open it. (r29c) NEW – Logbook and Rumor tab – First pass of the rumor tab for logbook that lists various rumors you’ve heard while playing and keeps up to date with their exploration.NEW – Reworked Fur – More performant and memory saving especially when multiple characters are around the player or in view, and in general scales better performance wise (+ a cute wind effect). ![]()
![]() The emperor standing to left wearing cuirass and holding globe and spear Victory with spread wings advancing to left holding palm and wreath. ![]() ![]() Cuirassed and draped bust of Constantius to right wearing jeweled diadem. Trier mint, 2nd knownĪdd to Cart Constantius II, 337-361 A.D. Trier mint, 2nd known | ROMAN GOLD | Ancient Coins | Edward J. See more detailed imageĮxtremely Fine $20,000.Content-type: text/htmlĬonstans, 337-350 A. This coin published: Depeyrot 1/1(this coin illustrated).īastien, Numismatica 2, 1961, fig. Lustrous and nearly mint state.Įx: Pierre Bastien collection, purchased from Jean Vinchon, Paris, in 1960(scan of Bastien's inventory card for this coin available). Extremely rare and possibly the second known example. Victory seated to right on a cuirass supporting a shield inscribed VOT XX MVLT XXX Genius standing to left also supporting the shield SMAQ in exergue. Laureate, roseatte-diademed, and cuirassed bust of Constantine to right. Waddell, Ltd.Īdd to Cart Constantine II, 337-340 A.D. See more detailed imageĮxtremely Fine $35,000. Exceptional veristic potrait of the best Roman style lustrous and with an important pedigree.Įx: Ponton d'Amecourt, Rollin and Feuardent, Paris, Auction,April 24,1887, lot 145 (for bio see: )Įx: Montagu, Rollin and Feuardent, Paris, Auction, March 27, 1896, lot 1988 (for bio see: )Įx: Bank Leu, Zurich, Auction 48, May 10,1989, lot 333.Įx: Münzen und Medaillen, Basel, Auction 92, November 22, 2002, lot 51. A few light hairline scratches in field above head on obv. Pax seated to left holding branch and scepter. A 1939 Otto Helbing ticket with the coin indicates a Berlin Museum inventory number.Ĭarthage | GREEK GOLD and ELECTRUM | Ancient Coins | Edward J. Fine style for this issue and struck in very high reliefĮx: Grabow, Rostock, Auction 15, 1940, lot 9, Robert Ball collection and possibly a Berlin Museum duplicate. Double cornucopia with hanging fillets a few very light scratches in fields. Diademed and veiled head of Arsinoe to right she holds a lotus-tipped scepter behind her head the shaft is decorated with a spiral design reminiscent of an older Egyptian motif of a serpent entwined uraeus(see Lorber, Coins of Ptolemaic Egypt, p. Posthumous issue for Arsinoe II struck under Ptolemy VI, 180-145 B.C. Waddell, Ltd.Ĭeltic Germany, Vindelici(southern Germany)Īdd to Cart Egypt, Arsinoe II, AV Octodrachm, pedigreedĪV Octodrachm, 27.78g. See more detailed imageĬeltic Germany, Vindelici(southern Germany) | CELTIC GOLD | Ancient Coins | Edward J. Lovely reddish toning.Įx: Ars Classica, Lucerne, Auction V, 1923, lot 41Įx: Hess, Lucerne, Auction 252, 1982, lot 7.Įx: Hess, Lucerne, Auction 257, 1986, lot 14Įx: Leu Numismatics, Zurich, Auction 83, 2002, lot 500.Įx: Christian Flesche collection, published in Bernward Ziegaus, Kelten Geld, Munich, 2010, # 127. ![]() The reverse shows an interesting devolution from the biga that appeared on the staters of Philip II to a single horse chariot here. Very rare with most examples of this type residing in museums attractive on an unusually large flan. Charioteer with single horse to right rosette below barbarized inscription for "Philip" in exergue. Helvetii(Swiss), ex: Ars Classica, 1923 et al.Īdd to Cart Helvetii(Swiss), ex: Ars Classica, 1923 et al.ĪV 1/4 Stater, 1.97g. | CELTIC GOLD | Ancient Coins | Edward J. Helvetii(Swiss), ex: Ars Classica, 1923 et al. A very rare type in a half stater and possibly unique as a quarter stater fantastic reverse illustrating the whimsical nature of some Celtic art.Įx: LHS, Zurich, Auction 95, October 25, 2005, lot 417.Įx: Christian Flesche collection, published in Bernward Ziegaus, Kelten Geld, Munich, 2010, # 206 and full page enlargement on pl 95. Delestre/Tache, Supplement 2066B(this coin). Hippocamp with a triple finned tail driving a bridled horse to right skorpion or crocodile/scorpion combination with curved tail below curvlinear oranaments with volutes in exergue decorative curved lines in field to right. Laureate head of Apollo to right wearing necklace with volute ornament floral oranment below. Add to Cart Celtic, Gaul(Normady), Caletes, unique ?ĪV 1/4 Stater. ![]() ![]() ![]() In this case, there would be no point in pursuing machine learning models because there isn’t enough signal left to “mine” to make the effort worthwhile. If we believe that the signal to noise ratio inherent in asset price data is very low, then we could come to the conclusion that traditional quant models already capture most of the signal already. I’ve simplified the math for illustrative purposes). (Mathematicians may note that this is not how the relationship between R-squared and alpha actually works, but it’s directionally correct. However, if the signal actually only accounts for 5% of the stock’s price variation, then the potential alpha we can generate goes down to 40% x 5%, that is 2%. In this case, our investment strategy could earn up to 40% x 10%, that is 4% of alpha from this stock. ![]() Let’s hypothetically say that signal accounts for 10% of a stock price’s variation, and that the stock’s price swings by roughly 40% per year. However, the extent to which this strategy can work is limited by the strength of the signal relative to noise. For example, if we build a model that predicts companies’ earnings with a high degree of accuracy, we could build a strategy that invests in companies who are about to make positive earnings reports. The noise component, on the other hand, consists of the unpredictable component of price movements.īecause the signal component is predictable, we can build investment strategies around them. For example, companies that reported good earnings have historically seen their stock prices go up, and the average amount by which companies’ stock prices have risen is considered the signal. Signal is the portion we can understand, model and predict. Quants generally divide asset price movements into two components-signal and noise. One of the main obstacles that the authors mentioned concerned the low signal to noise ratio of financial data. You can read some of my thoughts on the paper in this Twitter thread. AQR recently published a paper with the title ‘Can Machines 'Learn' Finance?’ In the paper, the authors talked about the feasibility of creating machine learning driven investment strategies, and voiced skepticism that it could be done due to several obstacles. ![]() |
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